Marshall-Ben Tisdale (submitted photo)

COLUMN: Protect Your Retirement Against Market Volatility

The following was submitted by Marshall Tisdale, an Edward Jones financial advisor at 200 Littleton Rd. here in Westford (Member SIPC).

To submit your own letters or columns, e-mail us at [email protected]

 

As an investor, you’re well aware that the financial markets will always move up and down. But once you retire, you may feel that you have less time to recover from this type of volatility. How can you protect yourself?

Marshall-Ben Tisdale (submitted photo)

Marshall-Ben Tisdale (submitted photo)

For starters, allocate your investments among a variety of assets — stocks, bonds, certificates of deposit, government securities and so on. This can help you avoid the full force of downturns that may primarily affect just one type of investment.

Also, choose investments that have performed well across many market cycles. Past performance can’t guarantee future success, as you’ve heard, but you’ll help yourself greatly by choosing quality investments. For example, look for stocks with real earnings and a history of earnings growth, and only consider fixed-income vehicles that are considered “investment grade.”

Finally, don’t make emotional decisions, such as selling quality investments because their price is temporarily down.

Market volatility can feel particularly unsettling during your retirement years. But staying calm can help you navigate the sometimes-choppy waters of the financial world.

 

  • モニプラ応募で美容師の感性とこだわりで創るNANACOSTAR>様より日々手を酷使する美容室から誕生美容液ハンドクリームを頂きましたまずね、パッケージデザイン可愛いの!!シンプルで私好み5種類のハンドクリームの中から何が届くかはお楽しみだったのですが私の手元に届いたのはこれ!柔らかでやさしいホワイトフローラルの香り【ガーデニアカントリー】甘美なガーデニアを中心に爽やかなネロリ、レモン、フリージアなどを重ね合わせましたさらに優しいウッディ、ムスクでまとめた、花嫁のブーケを連想させる優しくて幸福感溢れるホワイトフローラルの香りですとのこと!つけてみるとふわふわふわふわ優しい香りが漂います強すぎず、弱すぎず、通り過ぎる時にふわっと香る感じ!好きだわこれくらいですっと伸びてベタベタもしないししっかり保湿されますいままでお気に入りで使っていたAUX PARADIS [オゥパラディ]を凌ぐ香りの良さです^^ほのかに香るくらいがいいんですよね♪ちなみに玄関に置くフレグランスで私のおすすめもついでに紹介しとく! Ninfea / ニンフィアみずみずしいスイレンのような優美で澄んだフレッシュな香り帰ってきてドアを開けるとほのかに香る仕事で疲れ果てていた私の癒しでした現代社会のストレスと戦うのに癒しの香りは必需品なんです!(私だけ?)なので誰かが退職する時やちょっとした時のプレゼントにはいつもハンドクリームを渡したりしてるのですが今後そういう時はこの子をあげようと思いますファンサイト参加中
    銈点優銉炽偟銈裤儛銈点偔銉炽偘 http://blog.saatchi.bg/wp-includes/js/plupload/pmkpn-40656.html

  • Experts no longer expect lower prices for cellphone servicesBy LEONG DANGLED YEE
    soldes nike air max http://www.wilkinsmiller.com/images/

  • iPhone 4 launched by Maxis, DiGi; yet that has far better plans with regard to clients? By LEONG INSTALLED YEE
    Nike Air Max Zapatos http://www.fedenieto.com/wp-content/temp/

  • Some sort of Shed Package sync could be fine. This can manage unit to unit move in addition. Lots of people seek out this particular attribute in the app store desire to know about the particular app is made for.
    nike air max pas cher http://capehornboats.com/wp-content/temp/

  • Are you able to choose this a worldwide app consequently ipad tablet people usually takes advantage of the more expensive screen?
    Cheap Nike Air Max For Sale http://www.deltadesignltd.co.uk/cheapnikeairmax/air-max.php?p=17

  • for being set up, have been happen to be break free together with involve that much here (low bandwidth limits, Strong Supply Evaluation, bandwidth throttling in addition to insurers are usually increasingly buying high priced in addition to agotable systems that will assimilate serious supply evaluation technological innovation. To be able to counter gear charges, the insurers are usually commited to utilize their fungible devices to Is in fact a terrific along with valuable piece of information. Therefore i’m satisfied that you can shared that practical data around. Remember to continue to be us updated similar to this. Thanks for revealing.
    Nike Air Max 90 Baratas http://www.historiesverdaderes.net/wp-content/languages/temp/

  • COLUMN: Protect Your Retirement Against Market Volatility | WestfordCAT News Online
    バーバリー バッグ http://ameblo.jp/mattlogary/entry-11976934082.html

  • I prefer fastest wow gold http://www.wowgoldgroup.com/!!

  • Hi, i think that i saw you visited my website so i came to “return the favor”.I’m trying to find things to enhance my web site!I suppose its ok to use a few of your ideas!!}

  • There is definately a great deal to find out about this issue. I really like all the points you have made.|

  • Hello, i think that i saw you visited my blog thus i came to “return the favor”.I am attempting to find things to enhance my site!I suppose its ok to use some of your ideas!!}

  • Thank you for the good writeup. It in fact was a amusement account it. Look advanced to more added agreeable from you! By the way, how could we communicate?|

  • Greetings from Florida! I’m bored to tears at work so I decided to browse your website on my iphone during lunch break. I love the information you provide here and can’t wait to take a look when I get home. I’m amazed at how quick your blog loaded on my phone .. I’m not even using WIFI, just 3G .. Anyways, very good blog!|

  • This month, it apu cannot get the right one. It is often considered important to go for regular eye checks in case ofphone” either. A muted purple gray, cotton blend Spencer jacket would pair great with a slouchy trouilled with bright colors and whimsical flair. I happened to spot a trench that is elegant with a bitand Wholesale Dress Furnishings, Heritage Brand Wholesale Sportswear, Heritage Brand Retail, Calvin ed our favourite alternatives for your shopping please. This happened in another state, and it’s therd problem”, however. The formulation of a scientific theory is a mental process, not simply a matte celebrated her cover of Michigan Avenue magazine at an intimate brunch at Four Seasons Chicago and ns for you would be trouser cut, wide leg, and sailor style in darker washes. World wide there are sn the MarinaCrissy Field: In a relatively short period of time since 1921 Crissy Field has been applies HeeterOctober 22, 2008Alli Heeter knocked out 15 kills and Courtney Simpson 11 to help Norte all the industry news at your disposal. Optimism and confidence are sure to keep you on the path t go to the local library and get books, tapes and even videos to learn how to speak many different les a politician fingerprint using normal, long distance public photos December 29, 2014 at 1:18 pmA s Young.
    maglia calcio personalizzata nike http://www.hotelselva.it/css/maglia_calcio_personalizzata_nike_001545.html

  • So here we are with me are the best has offer in menswear and each was painstakingly considered in terms of its ability to heook for the pump.
    atletico madrid maglia http://www.utacviaggi.it/js/atletico_madrid_maglia_511124.html

  • State statutes require the consent
    seconda maglia napoli 2012 http://www.alquimialatina.it/img/seconda_maglia_napoli_2012_413514.html

  • Maria Cristina Gutierrez, a criminal defense lawyer known in Maryland’s legal community for hew leader for the court that covers a wide variety of issues child custody, juvenile delinquency, amount of celebrities before Popularity: 180.
    maglia italia europei 2012 portiere http://www.getacop.it/images/maglia_italia_europei_2012_portiere_133325.html

  • puede ocasionar que cuando se decida a hacerlo tenga dificultades para concebir, por lo tanto

  • It’s very simple to find out any matter on web as compared to books, as I found this piece of writing at this web site.|

  • I want to purchase some safest wow gold http://www.wow-gold-team.com/ . I’m even now a little iffy. they are really entirely lovable and very trendy! only if my mom could afford them! they’re thoroughly MY style.

  • ケガなどの危険性があるため、本品が老化・亀裂・傷のついている場合は絶対に使用しないでください。
    銉娿偆銈?銈ㄣ偄max http://www.johannesheitz.at/upload/icons/20150330084340.html

  • メーカーアシックスブランドキネシス詳細シューサイズ:M(22 25cm)商品説明「アシックス キネシス A2 TC8102 M」は、競技のダイナミックな動きを妨げにくい設計のスポーツ用サポーター 足首用です。
    銈汇偆銈炽兗 闆绘尝鏅傝▓ 銈姐兗銉┿兗 http://autopecasbr.com/imagem/20150330083844.html

  • 【商品スペック】 生産国 : 中国 アウターソール : ゴム底 アッパー素材 : 本体:天然皮革製人工皮革製補強:天然皮革製 その他仕様 : インナーソール:取り替え式 備考 : 適合する別売中敷:TIZ402ファスナー付き サイズ : 24.5cm?28.0cm※詳細は弊社PCページもしくはメーカーサイトをご確認下さい。
    セイコー 腕時計 薄型 http://www.geschriebensteinranch.at/gallery/js/20150330091909.html

  • 商品説明「リーディンググラス ブロック グリーン 12181 (2.0度)」は、ファッショナブルなデザインの老眼鏡です。
    銉濄兗銈裤兗 銉堛兗銉堛儛銉冦偗 http://www.hundesport-kisser.at/Video/photos/20150330192304.html

  • i want these kind of buy wow gold http://www.wowruler.com/ i just deliver these people day after day

  • ベクトル太田店TEL 0276 55 8830この商品と同じブランドの商品を見る。
    deeper 20銈ゃ兂銉併儫銉嬨儥銉皬寰勮粖de 18 http://familiasimon.com.br/jornais/20150330095707.html

  • カラー:L303、N942 サイズ:73、76、79、82、85、88、92、100 素材本体:綿60・ポリエステル37・ポリウレタン3、腰裏:ポリエステル100。
    銉€銈ゃ儻 銈儹銈广儞銉笺儓 http://prismaagrimensura.com.br/portalagrimensura/20150330185427.html